Practically everything is available online these days, from groceries and clothes to electronics and financial products – including getting your Will sorted and buying a car warranty. The big question now, though, is just because you can get these kinds of products and services online, should you? After all, products related to your financial wellbeing are on the more serious side and it matters more if the plan you’ve bought and faithfully paid for every month will do what it needs to do when the time comes. It matters more, say, than whether the carrots you ordered online as part of tonight’s supper recipe are, in fact, carrots.

Let’s dig into whether it’s safe to buy a car warranty online, and how to make sure you’re making the right purchase.

A Brief Reminder: What Is A Car Warranty?

Essentially, a car warranty is a standard level of protection against your car’s parts failing. This policy is something that you pay for on a monthly basis, from which you can claim to pay for the repairs or replacements of a defective component.

To put it another way, a car warranty protects you, as the car owner, from unexpected vehicle repair bills that can cost thousands of Rands.

Why You Should Buy A Car Warranty Online

Ask yourself, if you didn’t buy your car warranty online, where would you get it from? There’s no car warranty shop. You could visit a few dealerships and see what they have to offer, but how could you know that you’re buying a decent policy? Can you trust the dealerships to have a variety of warranty providers on hand to talk about so that you can check their policies out and compare?

In this case, you’d still be unable to know for sure that you’re buying a reliable policy that you can trust to do what it should when you need it the most.

When you shop online, however, there are checks you can run and research you can do in your own time in order to verify who you are buying from and what exactly you’d be paying for. There’s no eyes watching you as you go through the ins and outs of what’s included, what’s expected of you, and what it costs. That’s in addition to the other benefits of shopping for a warranty online. 

The other benefits of doing this online include:

• Convenience: One of the biggest advantages of buying a car warranty online is convenience, because you can make your purchase from the comfort of wherever you are, without driving to multiple dealerships or other physical locations.
• Access to more options: Looking online means that you have access to a wider range of options, allowing you to compare different plans and providers to find the best deal for your needs.
• Lower prices: By comparing various plans online, you can choose the best, most affordable policy, resulting in significant savings.
• Transparency: Online car warranty providers are often more transparent about their pricing and cover than traditional providers, putting their policy documents online for you to review, which helps you make an informed decision about which plan to choose.

Tips To Help You Safely Buy A Car Warranty Online

So, how do you avoid falling for an online scam and how do you make sure that you’re only comparing plans from reputable providers? After all, the last thing you want is to have bought a policy with limited coverage, overly strict terms and conditions, or worse, a policy from a provider who has a reputation for not approving claims.

Here are some things to look for when buying a car warranty online:

• Check the plans: Make sure that the car warranty covers the specific needs of your vehicle. Some warranties may only cover certain parts or repairs, so it’s important to read the policy description carefully.
• Price: Compare prices from different providers to ensure that you’re getting a fair price for the coverage you need. Keep in mind that the cheapest option may not always be the best option.
• Customer service: Look for providers with good customer service, which typically includes 24/7 support, easy claims processes, and responsive representatives.
• Terms and conditions: Read the terms and conditions carefully before purchasing a car warranty online. Look out for what’s covered, what isn’t covered, as well as any exclusions or limitations.

Feel informed?

In short, it absolutely is possible to safely (and conveniently) buy a car warranty online. The key is to do your homework, compare plans from reputable providers, like the AA, and carefully read the terms and conditions.

We can’t speak for other warranty plans, but our range of AA Warranties can help you with the cost of paying for mechanical, electrical, and electronic failures that may happen to your vehicle. What’s more, any claims you put in won’t change the monthly cost, like it does with car insurance claims. And if you buy your , you can save 10% every month.

If you’d like to find out more what you get with a car warranty, check out our guide right here.