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Free Credit Report

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Get a free credit report emailed to you instantly

Receive a comprehensive and free credit report with your credit score delivered directly to your inbox in moments.

Simply input your personal details and navigate through our user-friendly, step-by-step procedure to obtain a detailed overview of your credit standing.

Ensure you have your phone within arm’s reach, as we prioritize your security and will require a swift identity verification. Upon successful completion, your in-depth credit report, enriched with vital information like your credit score, a list of creditors, your payment track record, and your overall credit balance, will be dispatched to the specified email address.

Stay informed and empowered with insights into your financial health.

Get your free credit report emailed to you

WHAT INFORMATION IS ON MY FREE CREDIT REPORT?

Personal Information:

  • Names
  • ID Number and if it could be verified by DHA (Department of Home Affairs)
  • Address/es
  • Telephone number/s
  • Employment information

Payment and Credit History:

  • Payment Profile
  • Judgments
  • Debt Review flag/indicator
  • Credit Score
  • Fraud
  • Possible Fraudulent information

Enquiries

  • Who has enquired or viewed your Credit Report

What is considered a good credit report?

Scoreindicator Free Credit Report

What happens if you have a bad credit score?

By breaking the terms of the contract you made with a Credit Provider and failing to pay your bill on time, you can be viewed as a “high risk” by a new lender. This can lead to higher interest rates or a denial of credit.

How do I improve my credit score?

  1. Check your credit report frequently to make sure all the information is accurate.
  2. Make sure you pay any overdue accounts by the deadline.
  3. To make agreements, get in touch with your creditor.
  4. If you cannot afford the re-payments, do not open any accounts.

How often is my credit report updated?

As soon as we get new or updated information, your credit report will be updated.

What should I do if I find a mistake on my credit report?

If the information in your credit report is inaccurate, you have the right to challenge the information with the credit bureaux.

Contact the credit bureau and give them the data they require; You will be informed that you have filed a dispute once the credit bureau has received and acknowledged the information.

Then an investigation will be conducted. The creditor or data supplier has the chance to refute your claim by presenting proof that the data on your credit profile is accurate.

The data will remain on your profile if it is determined to be accurate. However, the inaccurate information will be removed from your credit profile within 20 business days if the credit provider does not dispute the information or acknowledges that it is erroneous.

You are welcome to seek the assistance of the Credit Ombud or the National Credit Regulator in the resolution of your dispute if you are dissatisfied with the procedure at the credit bureau.

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