Home Affordability Calculator

If you’re looking to buy a new house, it’s important to know how much you can afford. Our simple affordability calculator will get you an estimate of what you can afford.

How to use our home affordability calculator

We’ve made it easy to check the price of the house you can afford with our home affordability calculator! Simply enter your monthly income after tax, use the slider to select how many months the loan should be paid off over and click the calculate button. If you have a different interest rate in mind then you can use the slider to adjust this value.

The calculated results given are rough estimates based on your monthly income after tax, however when you apply for a home loan the interest rate you get will play a part in the price of the home you can afford.

Gross Monthly Income

R

Net Monthly Income

R

Expenses

R

Interest Rate

( Min : 0 - Max : 30 ) 10.5

Loan Term

( Min : 5 - Max : 25 ) 20

Disclaimer: This calculator is purely for convenience and not an indication of the interest rate that might be offered to you by a bank. This calculator is intended to provide estimates based on the indicated amounts, rates, and fees. Whilst we make every effort to ensure the accuracy of these calculations, we cannot be held liable for inaccuracies. AA Inform does not accept liability for any damages arising from the use of this calculator.