South African summers can turn from sunny to stormy in the space of an afternoon. This is particularly true in Gauteng, where the turbulent beauty of the highveld storms gives way to sunshine just as suddenly as they appeared. Glorious as some of these storms may be, we cannot ignore the fact that these heavy rains, fierce winds, and sudden power surges cause most seasonal home damage.  

The good news is that with a few focused checks (performed before the storms) will reduce the risk of expensive repairs later. Below are the most effective actions you can take before the first big downpours. 

Inspect The Roof and Gutters 

A leaking roof often starts as a small, avoidable problem: a slipped tile, rusted sheeting or a blocked gutter. But you would be surprised at quickly a minor problem can turn into a major and expensive repair job. With that in mind, get ready to do a hands-on inspection (or hire someone if you are unsure) to assess and fix obvious issues.  

For starters, it is not too much bother to clear leaves and debris from gutters and downpipes, which will allow rainwater to run away from your roof and walls instead of pooling and forcing its way into your home. 

Quick checks to make: 

• Look for cracked or missing tiles and loose flashings. 

• Make sure gutters are securely fixed and free of silt and leaves. 

• Ensure downpipes discharge water far away from foundations. 

Improve Drainage Around the House 

Even a well-maintained roof will not help if the garden channels water back toward the foundation. Walk your property after light rain to spot low areas where water collects. We cannot overstate how minor changes, like reshaping a slope, adding gravel, or unblocking a storm grate, can prevent bigger problems. 

When to call a pro: 

• Persistent pooling near foundations. 

• Soil erosion or exposed roots after heavy rain. 

• Repeated damp patches on basement or ground-floor walls. 

Shield Your Electricals 

Summer storms bring lightning and surges that have the power to destroy appliances in an instant. The best practical defence is a combination of prevention and protection. What do we mean? Simply, that all you need to do is fit a few quality surge protectors at key sockets or, better still, at the distribution board. Then, during a severe storm, make sure to unplug sensitive devices and avoid charging batteries. 

Essentials for electrical safety: 

• Surge protection on your DB board where possible. 

• Unplug expensive electronics during storms. 

• Have an electrician check the wiring if you notice frequent trips or flickering. 

Seal Small Gaps Before They Become Big Problems 

Water finds its way through the smallest cracks. Spend a little time sealing gaps around window frames, exterior doors, and any visible hairline cracks in plaster. Weatherproof silicone or masonry sealant is inexpensive and straightforward to apply – and it is much cheaper than repairing water-damaged plaster and paint. 

Protect High-Value Items (Create A Simple Plan) 

If heavy rain is forecast, move valuable items off floors and store important documents in waterproof containers. Agree on a simple household plan so that everyone knows what to do, including where to switch off mains power, which items to lift, and who calls for emergency help. 

Know What Your Home Insurance Covers 

Not every storm problem is automatically covered under your home insurance policy. That is why you should take a few minutes to review your policy before the season hits. Pay particular attention to (or search your online policy for) flood and water ingress, roof damage, geyser failure, and electrical surges. Some insurers may ask for proof of reasonable maintenance when you make a claim, so make sure that you are in the habit of taking photos of your checks and repairs. These pictures can be useful if you need to submit a claim later. 

Feeling Informed? 

While we urge you to do your part to look after your property, there really is no substitute for home insurance. Even if you have a black belt in home maintenance, a nasty storm can cause major and expensive damage that would be challenging to pay for out of your own pocket. 

In short, check that your home insurance policy matches the risks this summer. If you do not have cover, then you are in luck. Visit the AA Insurance Supermarket and compare up to 7 car and home insurance quotes.